Payments..Payments...

Mr. Scorpio is getting ready for Business school, as exciting as it sounds its also getting me a bit worried. There are a lot of moving parts to our journey right now. Our immigration status has been in a state of flux for quite sometime now and I am not sure how it’s going to affect us once my husband starts the business school. The monthly payments are a kill. I really want to do something about those but when two people are involved, the decision making process slows down. I have been contemplating for sometime now about withdrawing money out of my 401K and pay it towards the car and bring down the balance to 6000 which I can pay off in 6 months. I am not sure what to do. The land and car payments are the biggest road blocks for me right now. I wish I could put that money towards savings instead of paying towards something that is not going up in value. I guess it’s the price we are paying for not making informed decisions. Ideally I would like to have only one payment apart from the rent before my husband starts to go to school. Not sure how I am going to tackle this problem right now.